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What Should Your Church Do in a Money Crunch?

“My God shall supply all your needs according to His riches in glory in Christ Jesus” (Philippians 4:19).

A lot of things can happen when a church experiences a money crunch, most of them bad.

The finance committee can get upset, deacons can get angry, church members become scared, and staff members start honing their resumes and looking for a safe place to jump. Nothing about this is good.

Can anything good come from a financial crisis? It depends on how you handle it.

Read on.

Keep in mind that sometimes a financial crunch results from a too-aggressive program outstripping the resources. Perhaps the church has become too invested in a project and the crisis sounds a wake-up call.

In most cases, the causes for the crisis are familiar to every church leader. You have been there before and will be here again …

Emergency expenses may have drained the bank account.

Some problem within the congregation is driving people away.

There’s no problem at all. You’re reaching a lot of people who have not been taught to give to the Lord’s work.

Whatever the cause, the church is in a financial bind. Something has to be done.

Here are 13 suggestions on what that “something” is …

1. Do not panic.

This is not the end of the world. It happens in every church, even the great ones.

2. Give thanks.

God can use this for your good and His glory if your team handles it well.

3. Pray.

Seek the Lord. It’s His church and He is the operator (Matthew 16:18). Ask what He wants you to do.