Why Church Giving Is Decreasing

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You are trying to comprehend why church giving is down. You may know several possibilities, but you aren’t certain.As I have worked with several congregations, we have isolated the issue to one or a few causes. See if any of these causative factors may be at work in your church.

Why Church Giving Is Decreasing

  1. Lower attendance. OK, I may be stating the obvious here, but it is worth noting. I spoke with a pastor whose church’s giving is down 15 percent from a year ago, and the attendance is down 12 percent. There is a high correlation between attendance and giving in church, even if you have a strong online giving component. It is also worth noting that attendance frequency is down in many churches, if not most churches, as well. The family who attends three times a month is more likely to give more than the same family attending two times a month.
  2. Generational shifts. Builders, those born before 1946, are more likely to give to the church out of institutional loyalty. Boomers and Gen X have the highest family incomes, but their giving in church is not as consistent. Millennials thus far are not strong givers in our churches. In many churches, the Builders are being replaced with Millennials. In other words, more generous givers are being replaced with less generous givers.
  3. Giving to purposes rather than organizations. From the Builders to the Millennials, there has been a dramatic shift in the motivations for giving. The Builders, as noted above, are more likely to give out of institutional loyalty. Thus, church leaders could exhort this generation to “give to the church,” and they would respond positively. The Millennials, however, give to purposes rather than organizations. Church leaders must demonstrate with specificity how the funds in the church are being used for a greater purpose. And that greater purpose must be real, personal and compelling.

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thomrainer@churchleaders.com'
Thom Rainerhttps://churchanswers.com/
Thom S. Rainer is the president and CEO of LifeWay Christian Resources (LifeWay.com). Among his greatest joys are his family: his wife Nellie Jo; three sons, Sam, Art, and Jess; and six grandchildren. He was founding dean of the Billy Graham School of Missions, Evangelism, and Church Growth at The Southern Baptist Theological Seminary. His many books include Surprising Insights from the Unchurched, The Unexpected Journey, and Breakout Churches.

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