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Do You Have a Mutual Fund Faith?

mutual fund faith

When God promised to make Abraham the father of a great nation, there were a lot of discouraging things Abraham could have thought about as he considered his future. But according to the Apostle Paul, Abraham didn’t think about those things. Instead, he chose to focus on God’s power: “He did not weaken in faith when he considered his own body to be already dead (since he was about a hundred years old) and also the deadness of Sarah’s womb” (Romans 4:19 CSB).

Do You Have a Mutual Fund Faith?

Depending on God alone like that can be scary, but Abraham did it.

Unlike Abraham, most of us prefer a faith where we depend a little bit on God and a little bit on us.

If God’s promise to Abraham was made to us (“You’re going to have a baby at 90 years old!”), we might say, “OK, God. Thanks.” Then we’d head right to the Internet to search for home remedies: “How to have kids when you’re 90.”

I’ll save you a minute and tell you that Google returns zero search results.

We want to hedge our bet. We’re hoping God keeps his promise, of course, but we’ve got other ways of getting it done if he doesn’t.

It’s what Pastor Tony Evans calls “mutual fund faith.” If you’re in the stock market at all, you know a mutual fund is a way of spreading your investment risk. It’s a really big fund where people have pooled their money and you invest in a lot of different companies instead of just one. Your risks are spread out, so if one company fails, the risk is mitigated.

There’s wisdom in mitigating your risk with a mutual fund. But that’s toxic when it comes to God. And yet that’s precisely what many of us do. We hedge our faith.

We hedge our faith by refusing to embrace our new identity in Christ.

Many of us walk around with a vague sense of guilt, disapproval and fear, feeling like we can’t forgive ourselves and still need to prove ourselves. We refuse to believe what God has said he has done.

Friend, according to the gospel, you are forgiven. There is nothing you can do to make God love you any more than he does right now, and there’s nothing you’ve done that could make him love you less. It’s time to embrace that and worship God for it.

The moment you accepted Christ, you became a chosen, adopted, cherished son or daughter of God (Ephesians 3:20).

You have been appointed to walk in victory (Romans 6:2).

All your needs will be supplied (Philippians 4:19).

You will reign forever with Christ (2 Timothy 2:12).

No weapon formed against you will prosper, and all those who rise against you will fall (Isaiah 54:17).

Do I need to go on?

Nothing can separate you from his life (Romans 8:38–39).

Goodness and mercy will follow you all the days of your life (Psalm 23).

In every earthly trial, he is working in you an eternal weight of glory (2 Corinthians 4:17).

Here’s my question for you: Is this how you walk through life? If not, it may be because you’re hedging your faith.

We hedge our faith by failing to face tomorrow in the confidence of God’s promises.

We think our past failures define our future. But faith says our future is not determined by our past but by the promises of God.

Many people think of the Christian life like a wrestling match. You’re in the ring with the world, the flesh and the devil. But you know that the world, the flesh and the devil will whip your tail every single time. So just when you’re about to get pinned, you reach out and smack Jesus’ hand, tagging him in.

Then, Jesus jumps off the top rope and takes out the world, the flesh and the devil while you sit on the sidelines and catch your breath.

He tags you back in. You flail around for a while until you need his help again. The cycle continues: you, then Jesus, then you, then Jesus, and so on.

The Christian life is not you for Jesus, but it’s also not you and Jesus. The Christian life is Jesus in you (Galatians 2:20). It means you stay in the ring and fight, but always in Jesus’ power and not your own.

We hedge our faith by refusing to fully obey.

We often want to do things God’s way, but we are not confident enough in him to go all the way.

Paul said in 1 Corinthians, “I’ve risked everything on the truth of the gospel. If God’s promises aren’t true, then I’m a fool.” In contrast, most of us say, “I hope the gospel is true. But I’m still making choices that I think will bring me happiness if it’s not true.”

For example, dating couples won’t wait for God’s choices or follow his plan for sex and marriage. Couples that are living together might be scared of God’s wrath, but they don’t trust him enough to submit to his wisdom. They’re hedging their faith.

Married couples that are frustrated and unhappy might seek divorce or romance outside of marriage instead of sticking with their marriage and trusting God with their problems. They’re hedging their faith.

Teenagers and college students want to belong to Jesus, but not enough to fully surrender. God has told some to leave their careers and go to the nations. Instead, they’re hedging their faith.

Some people even do this in relation to the church. They know they need Christian community in their lives, but they don’t want to join and commit because it’s too messy. They’re hedging their faith.

Others think money is essential for happiness and security, so they can’t give to God what he asks. In hedging their funds, they’re hedging their faith.

When our focus begins to drift from God to us, it doesn’t usually start with us rejecting God. It starts with us hedging our bets. Take a close look at your own decisions, motivations, fears and hopes. Where are you hedging your faith today?

This article originally appeared here.

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J.D. Greear, Ph.D., is the President of the Southern Baptist Convention and pastors the Summit Church in Raleigh-Durham, NC. Tagged by Outreach magazine as one of the fastest growing churches in America, the Summit has grown in the past 8 years from 400 to over 5,000 each weekend. The Summit Church is deeply involved in global church planting, having undertaken the mission to plant 1000 churches in the next 40 years. J.D. has authored Breaking the Islam Code and the upcoming Gospel: Recovering the Power that Made Christianity Revolutionary.